Discover and Plan
First Steps
It's time for you to stop just dreaming and start taking action!
I will show you all the necessary steps to acquire the property of your dreams in the United States.
Understanding the differences between available properties and regions will help you make an informed decision based on your specific needs and financial situation.
Choosing Your New Neighborhood
Choosing a house is not just about its construction.
Planned communities with leisure areas, golf courses, parks, and proximity to schools and shops are factors that make all the difference in everyday life.
How much can you afford?
Learn about the required down payment amount, financing conditions and required documents, as well as all costs related to financing and property maintenance.
Search and Compare
Now is the time for you to research and compare the homes you're considering buying, using the data and tools I offer on this site.
I strive to publish plenty of videos and photos of the properties to help you, as well as provide essential information about the homes, as well as provide in-person and online tours so you can make an informed decision.
Compare House Plans
In addition to offering more modern and customizable floor plans, new homes also offer the advantage of having these plans available in virtual format, allowing you to compare them and make adjustments even before construction.
This way, you can get a more accurate idea of how the rooms will be laid out and how the house will suit your needs and lifestyle.
How to choose the best off-plan home for your family?
How to read a house plan?
Find the best homes
I will help you find the home that best suits your and your family's needs.
Define which communities suit you
Most of the homes currently on the market are built in communities.
Do you enjoy cycling, golfing, swimming, have pets, or need a place for the kids to play?
You can and should filter communities according to your lifestyle.
How do you know which community is right for you?
Organize your financial statements
At this stage, it's important to focus on some financial aspects to ensure you're prepared to move forward with the purchase.
Make sure you get a pre-approval letter, check your most recent credit score, and have a lender in mind.
These steps will help make the financing process smoother and more efficient.
What is a pre-approval letter and how do I get one?
How to choose the best lender?
What is the role of a Mortgage Broker and why do I need one?
Experience and Network
You will also have my full support at this stage of the process, where I will work to find the best possible conditions for you, together with partner brokers.
Analyzing Construction Companies
It's time to talk to the builders
While all home builders specialize in construction, the differences between them can be significant.
It's important to research and seek out reviews from past clients that directly address your own priorities and needs.
Additionally, it's essential to clearly communicate your wants, needs, and concerns as they arise so the builder can understand and meet your expectations.
Transparency in communication is essential to establishing a relationship of trust between you and the builder, and my role is to ensure this happens in the best possible way.
Learn about the steps involved in building a property in Florida.
At this stage, we will meet with the builder, either remotely or in person, to visit selected homes.
By this point in the game, you should have some excellent house options on the table.
It's time to imagine yourself living in your new home. This choice becomes easier when you know the builder is the right choice for you.
How to Make the Most of a Tour of the Home You're Thinking of Buying
Meet the different professionals involved in building your home
The Best Professionals
Once you've chosen the design options for your new home, it's time for professionals to take over and turn your dream into reality. Transforming the soil on your lot and your floor plan into a foundation, walls, plumbing and electrical systems, and all the finishing touches requires a team of professionals.
Proposal and Contract
After choosing the property and defining the payment method, it's time to present an offer to the seller.
Make sure you have proof of funds, such as a bank statement or pre-approval letter from your bank, and let me help you craft a clear proposal that reflects market value and includes all payment details.
Be prepared to negotiate and reach an agreement that is satisfactory to both parties. After choosing the property and defining the payment method, it is time to present an offer to the seller.
Understand the property purchase and sale agreement
Negotiation Tips for Buying a Home in Florida
Proposal accepted, now what?
Buy as an Individual or Legal Entity?
Money Transfer
It's time to transfer money from Brazil to the United States to buy your house!
With my extensive experience in money transfers, gained from working at renowned companies such as Banco do Brasil Americas and Moneycorp, I can help you make the process simpler and safer.
Understand the entire process, requirements, and options for transferring money to the USA
Congratulations! Your offer has been accepted, and you're about to become a homeowner in the United States.
Now, it will be necessary to make a cash deposit as a deposit, which varies from 1% to 3% of the purchase value, including notary fees.
This deposit will be made to a title company, which will be responsible for forwarding the funds to the seller.
What is the title company for?
Inspections and Warranty
Your home will be inspected multiple times throughout construction, both by city or county inspectors and by us, the buyer and broker.
These inspections are carried out to ensure that everything complies with safety and quality standards.
So, when your home is delivered, you'll have the peace of mind of knowing it's perfect and ready for you to move in.
What inspections are carried out on the property?
What guarantees do I have when buying a new home?
Making the property your own
Now comes the best part! Personalize your home to reflect your personality.
Cabinets, countertops, flooring, appliances—and even structural changes like additional bathrooms or garages—are just the beginning of a potentially endless choice of options or improvements your builder may allow you to select.
Take advantage of the builder's virtual (or in-person) design center to select the items you like, which will not only make your home look amazing but also make it more functional and cozy.
What are the options and upgrades offered by the manufacturer and how do I choose them?
What options add the most value to my property?
How do I get my ITIM number?
How will I manage the house and rentals?
Can I advertise my home for short-term rentals, like Airbnb?
Renting Your Property
You can turn your home in Florida into a source of extra income through renting, and I'll help you do it simply and legally.
To begin with, it's important to declare your rental income to the US tax authorities, but the good news is that, since your home will be located in Florida, you won't have to pay state taxes and you can still deduct some expenses, such as condo fees, property taxes, mortgage interest, and travel costs.
To stay up to date with this tax, you'll need an ITIM number, which is like a CPF for paying taxes.
Real Estate Concierge
Buying a property abroad can be a huge challenge, especially when it comes to organizing all the details involved in moving to the US.
It's part of the premium service I offer to help my Brazilian clients face these challenges and make the most of their new home in the United States.
In addition to helping you find and purchase the ideal property, I'm also available to help you with basic services like electricity, water, and cable TV, as well as help with decorating and furnishing your home.
If you have school-age children, I can help with enrollment in local schools. I also offer support with opening a bank account, financing a vehicle, and any other common challenges faced by those relocating to another country.
