Orlando is one of the favorite destinations for Brazilians looking to invest abroad, both due to its proximity to major tourist attractions, such as Disney and Universal Studios, and the potential for appreciation in the real estate market. Furthermore, the vacation rental market in Orlando is constantly expanding, providing excellent returns for investors.
If you're thinking about investing in real estate in Orlando, keep reading this guide.
In this guide, I've put together everything you need to investing in real estate in Orlando —from benefits for foreigners to the best regions and process costs. In the end, you'll leave prepared to take your first steps with confidence.
What you will learn
Why Orlando
Factors that make the city attractive for investing and diversifying your portfolio.
Purchase process
Step by step for foreigners, from offer to closing.
Financing
Options for Brazilians, requirements and approval tips.
Key neighborhoods
Most sought-after regions for housing and vacation rentals.
Costs & Taxes
Expenses beyond the property price to plan for without surprises.
In this guide, I've put together everything you need to investing in real estate in Orlando —from benefits for foreigners to the best regions and process costs. In the end, you'll leave prepared to take your first steps with confidence.
What you will learn
Why Orlando
Factors that make the city attractive for investing and diversifying your portfolio.
Purchase process
Step by step for foreigners, from offer to closing.
Financing
Options for Brazilians, requirements and approval tips.
Key neighborhoods
Most sought-after regions for housing and vacation rentals.
Costs & Taxes
Expenses beyond the property price to plan for without surprises.
Tip: For more details on financing, best regions, and legal processes, explore the specific guides on the website. You're one step closer to making your investment a reality!
Advantages of investing in real estate in Orlando
Proximity to attractions 🎢
Orlando is known worldwide for being home to parks such as Disney World, Universal Studios and SeaWorld.
This scenario maintains a constant demand for vacation rentals, especially on platforms like Airbnb and VRBO.
Being close to parks increases occupancy rates and generates stable returns in high and low seasons.
📈 Market appreciation
The Orlando real estate market is on the rise, with prices rising in strategic neighborhoods.
This provides security for those seeking long-term appreciation — whether for resale or rental income.
🏡 Rental for tourists
Houses near parks are in high demand and occupation throughout the year.
The Brazilian public helps to maintain easier negotiations and high occupancy rates.
🛡️ Market stability
The US real estate sector offers legal certainty and stability sought by investors.
Legal protections and the strength of the dollar make the investment even more solid.
Furthermore, the dollar is a strong currency, which helps mitigate exchange rate risks and offers a safe asset for diversification.
Want to learn more about the regions that attract the most tourists and offer excellent rental opportunities? Check out my guide to the main areas to invest in Orlando!
Purchasing Process for Foreigners
📑 Required documentation
Brazilians need to present valid passport and one ITIN (US tax identification number, equivalent to CPF).
The ITIN is required for financial transactions and property purchases by foreigners.
🤝 Experienced broker
Having a local broker makes a difference: reviewing contracts, identifying fees and taxes, and ensuring that the entire process follows US law.
This ensures a purchase safe and without legal risks.
Stages of the Purchasing Process
- Property Selection: Define the region and type of property (house, condominium, etc.) that meets your expectations.
- Offer and Negotiation: After finding the ideal property, a formal purchase proposal is presented.
- Property Inspection: Once the offer is accepted, an inspection is carried out to assess the structure and safety.
- Closing: In the final step, documents are reviewed and signed, and payment confirms the transfer of ownership.
Interested in understanding the complete purchasing process in the US? Explore my guide on the real estate purchase process for foreigners!
Financing Options for Brazilians
💵 Financing for foreigners
American banks allow financing up to 70% of the value of the property, with terms of up to 30 years.
It is necessary to present solid financial history, proof of income and valid ITIN.
🏦 Banks and conditions
Institutions such as Bank of America, HSBC and JP Morgan offer credit to Brazilians.
Requirements include a higher initial deposit and differentiated interest rates for foreigners.
✅ Tips for approval
Keep a good banking history, organize proof of income and, if possible, present financial references.
This preparation reduces deadlines and facilitates approval.
Want to know all the details and tips for financing a property in the US as a Brazilian? Check out mine Financing guide for Brazilians buying property in Orlando!
Types of Real Estate Investment in Orlando
Orlando offers opportunities for different investor profiles. The two main strategies are: buy to rent and buy to resell.
🏡 Short-term rentals
Vacation homes near parks are in high demand, ensuring constant occupancy.
- Advantages: High daily rates in high season and flexibility for personal use.
- Challenges: Intensive management and frequent maintenance due to guest turnover.
💹 Buy to resell
Short-term strategy focused on quick profits, often after renovations or one-off appreciation.
Requires greater attention to market risks and capital gains taxes.
📊 Comparison of returns and deadlines
Each model has its own risk and profitability characteristics. Here's a simplified overview:
Below, a comparison between the potential return and the timeframes involved in each strategy:
| Strategy | Average Return Time | Profit Potential | Common Risks and Costs |
|---|---|---|---|
| Buy to Rent | Long term (years) | Stable and increasing over time | Maintenance, management and rental tax costs |
| Vacation Homes (Short Season) | Medium term (year to year) | High return in high season | Operating costs, intensive management and rental taxes |
| Buy to Resell | Short term (months to 1 year) | High return in the short term | Renovation costs, market risks, and capital gains tax |
Want a personalized analysis? Meet mine Investment Comparison Guide to choose the best strategy for you.
Costs and Taxes for Foreign Investors
Foreign investors need to be aware of their tax obligations in the US. Below are the main applicable taxes:
Main taxes
- Income Tax on Capital Gains: It can reach 37% on the profit from the resale of the property.
- Income Tax on Rental Income: Rate of up to 30% on revenue, with the possibility of deductions.
- Federal Inheritance Tax: It can reach 40% on the value of properties transferred upon death.
Tip: Discover ways to minimize taxation on my Tax Guide for Foreigners.
Planning for additional costs can avoid surprises. See my checklist additional costs for real estate investment in Orlando!
Property Management and Maintenance
Property management in Orlando can be facilitated with the support of a local management company.
These services include maintenance, short-term reservation management, and guest services.
Benefits of hiring a management company
A property management company reduces maintenance costs, increases occupancy rates, and optimizes the owner's time.
This support is essential for vacation homes, which require constant maintenance to ensure good guest experiences.
Tip: See more options in my Maintenance and Management Guide.
Property Management and Maintenance
Property management in Orlando can be facilitated with the support of a local management company.
These services include maintenance, short-term reservation management, and guest services.
Benefits of hiring a management company
A property management company reduces maintenance costs, increases occupancy rates, and optimizes the owner's time.
This support is essential for vacation homes, which require constant maintenance to ensure good guest experiences.
Tip: See more options in my
Maintenance and Management Guide.
Frequently Asked Questions About Investing in Orlando Real Estate
What are the advantages of investing in real estate in Orlando?
Can foreigners finance real estate in the US?
What documents do I need to invest in real estate in Orlando?
Is it worth buying vacation homes in Orlando?
Do I need a broker to buy a property in Orlando?
📚 See also
Complete Guide to Lake Nona
Planned community, innovation and great schools.
Dr. Phillips' Complete Guide
Premium location and easy access to attractions.
Complete Guide to Windermere
Lagos, exclusive neighborhoods and high standards.
Complete Guide to Winter Garden
Charming downtown and quality of life.
Complete Guide to Kissimmee
Strong base for vacation rentals.
Complete Guide to Davenport
Affordable options and well-structured condominiums.
Stories of Conquest and Satisfaction
Complete Guide to Investing in Real Estate in Orlando 2025
Celebration: The Dream Neighborhood in Florida
Winter Park Orlando: The Charm of Living in a Historic City
Lake Nona Orlando: The Future of Quality of Life and Innovation in Florida
Is investing in a vacation home in Orlando still worth it in 2025?
Investment in the United States Real Estate Market in 2025
