St. Cloud Real Estate Market: Prices and Trends

St. Cloud Real Estate Market: Prices and Trends

When I talk to families about alternatives to Orlando, one of the cities I always mention is St. Cloud, in Osceola County. This article is a deep dive into my Complete Guide to St. Cloud. Here, I focus the St. Cloud real estate market in 2025, with updated numbers, trends, and insights from my experience with buyers and investors. In practice, I see St. Cloud attracting families seeking more space and value compared to premium areas like Lake Nona or Windermere.

St. Cloud Real Estate Market (2025) — Overview

MetricValue & Source
Average home value in St. CloudUS$ 399,776 (−3.6% in 1 year) — Zillow
Median sales price in St. Cloud (Aug/2025)US$ 375,000 (−1.3% vs. 2024) — Redfin
Price per square foot in St. CloudUS$ 200–250/sq ft (varies by region)
Average time on market in St. Cloud53 days
Inventory in St. Cloud2.8–4.5 months supply

📌 In everyday life, buyers have more room to negotiate: properties stay on the market longer and supply is greater than in previous years.

Differences by ZIP code in St. Cloud

Values vary depending on the area — some highlights:

34769

Ground floor properties (single-story) tend to have a higher price per square foot.

34771

Most valued area, with recent increase in listings — see report (Rocket Homes).

34772

Median listing price ~US$ 429,900, down slightly year-over-year.

34773

Average between US$ 384–388K, drop of 3–4%.

Recent Trends in St. Cloud

  • Prices are falling moderately, opening up buying opportunities.
  • Average selling time today in ~53 days (was <30 in 2023).
  • More supply available: inventory between 2.8 and 4.5 monthsCorcoran Connect (May 2025).
  • Incentive programs (e.g., Hometown Heroes) help with first-time purchases.

St. Cloud Real Estate Profile

  • Predominance of single-family homes (2 to 5 bedrooms).
  • Some townhomes and condominiums (smaller volume).
  • Land in expanding areas.
  • Single-story homes continue to be more valued per square foot.

St. Cloud vs. Orlando Comparison

Median in Orlando: US$ 420–450 thousand — Redfin data. Median in St. Cloud: ~US$ 375 thousand.

📌 On average, St. Cloud is more affordable and offers more space for less — a strategic alternative close to Lake Nona, with easy access to Orlando.

Advantages & Challenges in St. Cloud

✅ Advantages

  • More affordable prices than Orlando.
  • Growing inventory opens room for negotiation.
  • Planned communities (e.g., Harmony) with modern amenities.

⚠️ Challenges

  • Greater distance to Orlando and parks (car dependency).
  • Mortgage and property insurance rates are rising.
  • Lower liquidity vs. premium areas.

Insights da Minha Experiênciaem St. Cloud

  • Cost-benefit: "Many Brazilians contact me wanting more space without paying Lake Nona prices. St. Cloud is a practical and affordable alternative."
  • Negotiation: “Today I can help clients negotiate reductions, as homes stay on the market for more than 50 days.”
  • Growing Communities: “Harmony combines quality of life, amenities and competitive prices.”

Conclusion

The real estate market in St. Cloud shows signs of cooling in 2025, but this opens up good opportunities for those looking to buy. With prices below Orlando's average and expanding planned communities, the city has established itself as a strategic option for families and investors.

Looking to buy a home in St. Cloud, Florida? I can show you up-to-date properties and the best opportunities—in Harmony and other neighborhoods.

👉 Talk to me

Main sources: Zillow (average value), Redfin St. Cloud (median & days), Corcoran Connect (inventory), Redfin Orlando (comparison). Indicators may change; confirm on the date of your visit.

Frequently Asked Questions about St. Cloud Real Estate

How much will a house cost in St. Cloud in 2025?

The median price is around US$ 375 thousand, with variations by neighborhood and typology.

O mercado está valorizando ou caindo em St. Cloud?

In 2025, there will be a moderate drop in prices, which has increased the negotiation margin for buyers.

What are the best areas in St. Cloud?

Areas such as 34771 and planned communities such as Harmony are often highly sought after by families.

Is St. Cloud cheaper than Orlando?

Yes. In general, average prices in St. Cloud are lower than Orlando, offering more space for the same budget.

Vale a pena investir agora em St. Cloud?

For those looking for space and value for money, yes — the larger inventory and longer sales time encourage negotiations.

📚 Read also

Thinking about investing: How to make the most of the moment?

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